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Employee Financial Wellness Programs

Support for your employee’s financial wellness with World Investment Advisors' SMARTM

To improve financial health we must lay the groundwork by building healthy habits with our financial goals in mind. Our financial wellness solutions help do just that so your employees can stay focused, happy, and productive, instead of stressed with their finances.

You dictate the level of support your employees receive—from financial education to one-on-one personalized coaching. We can work with you to determine what is best for your unique demographic.

Financial Wellness

of employees are interested in speaking with a financial professional.*


of employees are interested in  financial planning tools.*


of employees are interested in non-retirement financial education and resources.*


of employees say they would like more holistic benefits options to address the current economic climate.*

*2022 Voice of the American Worker Survey, Franklin Templeton, 2023.

Financial Education And Employee Engagement

We recognize the importance of customizing an employee’s journey and desire for independence. That’s why we created digital financial wellness tools for all learning styles.


  • Financial Planning Tools
  • Digital Financial Courses
  • Topical Webinars
  • Financial Calculators
  • Market Recaps

Personalized Support

  • Access to Financial Advocates
  • Live Chat
  • 1-on-1 Consultations 
  • Topical Webinars 

Employee Financial Wellness Hub

  • Plan Details 
  • Educational Videos
  • Support Access
  • Important Contacts
  • Personalized Messages


Want to go beyond financial wellness? Foundational Planning provides a full range of financial planning and advice services covering a broader and more robust offering of financial health resources than a typical Financial Wellness Program.

Foundational planning combines an online technology hub, personal support from FINRA- registered financial advocates, and detailed financial reporting, so every employee can take control of their financial life.


Create a Budget

The budget is the foundation of a financial plan. We can help make a savings and spending plan that you can actually stick to and will help you reach your financial goals.


Set Goals

Setting goals can be a tough task, but it is an important step toward securing their financial future. Before we create a financial plan, we’ll work together to define and document your employees’ goals.


Allocate Assets

A sound portfolio management strategy begins with asset allocation. We will help guide employees towards a strategy based on their retirement timeline and investment personality.


Plan For Retirement

Employees are looking for help in all aspects of retirement planning from start to finish. We can help with all three major stages: accumulation, preservation, and distribution.

Personalizing the Investing Experience

Portfolio Advisory Services provide your employees with tailored savings and investing advice to help them reach their retirement goals. Using personalized data we help employees decide how much to save, when to retire, when to start collecting Social Security, and we build and manage custom investment portfolios for employees.


Personalized Asset Allocation

Using personal data points, employees receive portfolios that may create advantages over standard Target or Risk-based models.


Savings Rate Recommendations

Determining the amount of money to save for retirement is important based on household income, debt, expenses, and goals. 

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Withdrawal Strategies

The focus oftentimes is on saving for retirement – creating a tax-efficient withdrawal strategy is the other half of the battle.

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Social Security Optimization

The timing of your social security claim likely has an impact on the benefits you receive, so determining the optimal timing is important.

Portfolio Advisory Services are only available with select recordkeepers. Please contact today to learn more.


Employee financial wellness is an employee’s ability to manage their finances in a productive and healthy way. It’s how they develop the knowledge and tools required to lead a more prosperous financial life.

Employers should understand how much they will benefit from improved employee financial health. Financial wellness employee benefits include:

  • Less financial anxiety, leading to greater focus at work.
  • More productive and motivated employees who know how to make the most of their income.
  • Reduced workplace absences tied to financial stress.

Financial worries can lead to distracted, unmotivated, and anxious staff. Promoting the employee benefits of financial wellness is key to improving workplace performance.

Employee financial wellness programs can be tailored to suit your needs. They include financial coaching, online tools, investment advice, and webinars.

Choosing the right programs means understand your employees’ base level of financial literacy. Once you understand their starting point, you can choose solutions which build confidence and improve engagement. Our employee wellness hub is suitable for all experience levels.

Benefits programs are crucial to some employees. Benefits advice can be provided as part of more general financial support education.

The cost depends on various factors including:

  • Company size
  • Tools chosen
  • Level of support required
  • Depth of personalized advice provided

Our team can explain the costs in more detail as they relate to your business needs and budget.

Employees are looking for help